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杨舒芃 · 2022年01月06日

请问一下c是什么意思 指的是哪个ratio

NO.PZ2020021601000009

问题如下:

Ivan Paulinic, an analyst at a large wealth management firm, meets with his supervisor to discuss adding financial institution equity securities to client portfolios. Paulinic focuses on Vermillion Insurance (Vermillion), a property and casualty company, and Cobalt Life Insurance (Cobalt). To evaluate Vermillion further, Paulinic compiles the information presented in Exhibit 1.

Based only on the information in Exhibit 1, in 2017 Vermillion most likely:

选项:

A.

experienced a decrease in overall efficiency.

B.

improved its ability to estimate insured risks.

C.

was more efficient in obtaining new premiums.

解释:

B is correct.

The loss and loss adjustment expense ratio decreased from 61.3% to 59.1% between 2016 and 2017. This ratio is calculated as follows: (Loss Expense + Loss Adjustment Expense)/Net Premiums Earned. The loss and loss adjustment expense ratio indicates the degree of success an underwriter has achieved in estimating the risks insured. A lower ratio indicates greater success in estimating insured risks.

请问一下c是什么意思 指的是哪个ratio

1 个答案
已采纳答案

袁园_品职助教 · 2022年01月06日

嗨,从没放弃的小努力你好:


C 是看underwriting expense的比例,所以2017年比2016年大,说明销售费用高,obtaining new premiums的效率比较低。

保险公司的指标重点掌握框架图上的这张表。

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NO.PZ2020021601000009 问题如下 IvPaulinianalyst a large wealth management firm, meets with his supervisor to scuss aing financiinstitution equity securities to client portfolios. Paulinic focuses on Vermillion Insuran(Vermillion), a property ancasualty company, anCobalt Life Insuran(Cobalt). To evaluate Vermillion further, Paulinic compiles the information presentein Exhibit 1.Baseonly on the information in Exhibit 1, in 2017 Vermillion most likely: A.experiencea crease in overall efficiency. B.improveits ability to estimate insurerisks. C.wmore efficient in obtaining new premiums. B is correct.The loss anloss austment expense ratio creasefrom 61.3% to 59.1% between 2016 an2017. This ratio is calculatefollows: (Loss Expense + Loss Austment Expense)/Net Premiums Earne The loss anloss austment expense ratio incates the gree of success unrwriter hachievein estimating the risks insure A lower ratio incates greater success in estimating insurerisks. 老师您好,请问下B的意思是什么?

2023-03-21 15:46 2 · 回答

NO.PZ2020021601000009 因为unrwritting expense 占比从16 到17年增加了吧,所以运营效率不就是降低了吗

2022-02-13 09:12 1 · 回答

NO.PZ2020021601000009 improveits ability to estimate insurerisks. wmore efficient in obtaining new premiums. B is correct. The loss anloss austment expense ratio creasefrom 61.3% to 59.1% between 2016 an2017. This ratio is calculatefollows: (Loss Expense + Loss Austment Expense)/Net Premiums Earne The loss anloss austment expense ratio incates the gree of success unrwriter hachievein estimating the risks insure A lower ratio incates greater success in estimating insurerisks.请问C看的是哪个指标?以及如果表格中是v ratio to policyholrs的话,看overall efficiency需要用combineratio+v ratio吗?

2021-04-25 18:35 1 · 回答

NO.PZ2020021601000009 是不是要考虑vratio?

2021-02-27 08:54 1 · 回答