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六姑娘 · 2021年11月30日

d选项

NO.PZ2020042003000108

问题如下:

Which of the following statements about the types of deposits is NOT correct?

选项:

A.

NOWs (negotiable order of withdrawal accounts) are interest-bearing savings deposits.

B.

Money market deposit accounts (MMDAs) and Super NOWs (SNOWs), offering flexible money market interest rates but accessible via check or preauthorized draft to pay for goods and services.

C.

Nonnegotiable CDs can be traded prior to maturity.

D.

Savings or thrift deposits are designed to attract funds from customers. They normally pay significantly higher interest rates than transaction deposits.

解释:

考点:对Types of Deposits Offered by Depository Institutions的理解

答案:C

解析:

选项C错误。

Nonnegotiable CDs在到期前不能交易。在到期前可以交易的是Negotiable CDs.

Negotiable CDs: traded prior to maturity

d选项说的是什么产品?在讲义的哪里

1 个答案

DD仔_品职助教 · 2021年11月30日

嗨,爱思考的PZer你好:



这个是非交易类的存款的一种,类似于活期储蓄,但是不可以用于支付的存款,所以相比于交易类的存款,他肯定是会支付利息的。

在第12章第一个知识点,基础班视频第一个9min开始有讲解这一个产品。

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NO.PZ2020042003000108 问题如下 Whiof the following statements about thetypes of posits is NOT correct? NOWs (negotiable orr ofwithawaccounts) are interest-bearing savings posits. Money market posit accounts(MMs) anSuper NOWs (SNOWs), offering flexible money market interest ratesbut accessible via cheor preauthorizeaft to pfor goo anservices. Nonnegotiable C cbetraprior to maturity. Savingsor thrift posits are signeto attrafun from customers. They normallypsignificantly higher interest rates thtransaction posits. 考点对Types of posits OfferepositoryInstitutions的理解答案C解析C错误。Nonnegotiable C在到期前不能交易。在到期前可以交易的是Negotiable C.Negotiable C: traprior to maturity。 老师这几种产品。对于NOW,和super NOW有点不理解,为了提高和非银行间的竞争力开发的产品,他们的具体特点是什么?negotiable是针对卖出的时间点固定不固定来商议的吗?

2023-08-03 13:28 1 · 回答

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2020-07-11 22:54 1 · 回答