out-of-the-money怎么理解

问题如下：

For a European call option, it is out-of-the-money and will expire in three weeks.The option will least likely have:

选项：

zero intrinsic value

positive intrinsic value

positive time value

解释：

B is correct.

For an OTM option, its intrinsic value is zero, but it has positive time value because the option has three weeks until expiration.

中文解析：

欧式看涨期权现在是虚值状态，因此内在价值=0，A表述对，B表述错

但该期权距离到期还有3周的时间，因此时间价值为正，C表述正确。