开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)｜3.2.5(安卓)APP下载

返回

Ericawy · 2018年02月12日

问一道题：NO.PZ2015120604000019 [ CFA I ]

  1. CFA I
  2. Quantitative

问题如下图：

   这道题可以在计算器中用BGN mode 算吗？我用这个算出的答案和正确答案不一样。想问一下这道题为什么不能用BGN mode 算 

选项：

A.

B.

C.

解释：



添加评论
1 个答案
已采纳答案

答疑助手丽丽 · 2018年02月12日

我们可以从题目中 to be paid …可知该题为将来时语态，也就是说现金流现在还未偿付，那么第一笔现金流是发生在未来的，即用后付年金模式即可。

且严格意义上，因为算的不是PV和FV，计算器不太能用先付年金模式。若题目求PV,FV，就可在计算器中用先付年金模式进行相互转化。但题目中求的是中间现金流，求中间现金流不能用此模式。

Ericawy · 2018年02月13日

太感谢了，很清楚明白地解答了我关于这些计算方式的问题。助教老师辛苦了。

  • 1

    回答

  • 0

    关注

  • 462

    浏览
相关问题

NO.PZ2015120604000019问题如下 investor borrowe$25,000 12% interest. The loshoul paibathe same amount over next ten years, how muof the seconyear's payment is interest(assume annulopayments)? A.$2,829.05.B.$4,424.60.C.$1,037.26. A is correct.PV = -25,000; FV = 0; I/Y = 12; N = 10; CPT PMT = 4,424.60.The interest shoulpin the first yeis $3,000 = 25,000 × 0.12The principin the seconye is $25,000 -($4,424.60-$3,000) = $23,575.40.The interest shoulpin the seconyeis = $23,575.40 × 0.12 = $2,829.05. 请问为什么这里的interest rate和N不考虑12month

2023-04-17 08:50 1 · 回答

NO.PZ2015120604000019 问题如下 investor borrowe$25,000 12% interest. The loshoul paibathe same amount over next ten years, how muof the seconyear's payment is interest(assume annulopayments)? A.$2,829.05. B.$4,424.60. C.$1,037.26. A is correct.PV = -25,000; FV = 0; I/Y = 12; N = 10; CPT PMT = 4,424.60.The interest shoulpin the first yeis $3,000 = 25,000 × 0.12The principin the seconye is $25,000 -($4,424.60-$3,000) = $23,575.40.The interest shoulpin the seconyeis = $23,575.40 × 0.12 = $2,829.05. 老师，我记得这个题除了画表or 先算出pmt-本金，还有种折现的方式，直接折现道N=2，可以写一下过程嘛

2023-03-06 21:34 1 · 回答

NO.PZ2015120604000019 问题如下 investor borrowe$25,000 12% interest. The loshoul paibathe same amount over next ten years, how muof the seconyear's payment is interest(assume annulopayments)? A.$2,829.05. B.$4,424.60. C.$1,037.26. A is correct.PV = -25,000; FV = 0; I/Y = 12; N = 10; CPT PMT = 4,424.60.The interest shoulpin the first yeis $3,000 = 25,000 × 0.12The principin the seconye is $25,000 -($4,424.60-$3,000) = $23,575.40.The interest shoulpin the seconyeis = $23,575.40 × 0.12 = $2,829.05. 请问一下这道题的逻辑是什么？为什么算了PMT还需要再算interest？PMT不是每年需要还的贷款吗？

2023-02-17 19:45 1 · 回答

NO.PZ2015120604000019问题如下 investor borrowe$25,000 12% interest. The loshoul paibathe same amount over next ten years, how muof the seconyear's payment is interest(assume annulopayments)? A.$2,829.05.B.$4,424.60.C.$1,037.26. A is correct.PV = -25,000; FV = 0; I/Y = 12; N = 10; CPT PMT = 4,424.60.The interest shoulpin the first yeis $3,000 = 25,000 × 0.12The principin the seconye is $25,000 -($4,424.60-$3,000) = $23,575.40.The interest shoulpin the seconyeis = $23,575.40 × 0.12 = $2,829.05. 如题如题。。。。。。

2023-01-07 11:25 1 · 回答

NO.PZ2015120604000019问题如下 investor borrowe$25,000 12% interest. The loshoul paibathe same amount over next ten years, how muof the seconyear's payment is interest(assume annulopayments)? A.$2,829.05.B.$4,424.60.C.$1,037.26. A is correct.PV = -25,000; FV = 0; I/Y = 12; N = 10; CPT PMT = 4,424.60.The interest shoulpin the first yeis $3,000 = 25,000 × 0.12The principin the seconye is $25,000 -($4,424.60-$3,000) = $23,575.40.The interest shoulpin the seconyeis = $23,575.40 × 0.12 = $2,829.05. 我理解的是，他向银行借了25000 所以是fv然后再回头计算

2023-01-07 11:14 1 · 回答