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noemie · 2021年10月14日

No.PZ2020033003000099 (选择题)

NO.PZ2020033003000099

问题如下:

Which of the following is most accurate about predatory lending and predatory borrowing?

选项:

A.

Both underprovide credit.

B.

Both overprovide credit.

C.

Predatory lending underprovides credit and predatory borrowing overprovides credit.

D.

Predatory lending overprovides credit and predatory borrowing underprovides credit.

解释:

B is correct.

考点: Predatory lending/borrowing

解析:

Predatory lending means the lender convinces the borrower to borrow "too much"

Predatory borrowing means the borrower convinces the lender to lend "too much"

Both overprovide credit.

老师可以解释一下这道题的正确选项么,谢谢!

1 个答案

品职答疑小助手雍 · 2021年10月14日

同学你好,掠夺性贷款是指贷款人说服借款人“借很多”;掠夺性借款是指借款人说服贷款人“放贷很多”。多到超出应该贷款或借款的上限。

所以两者都会造成信用的额外提供。

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