老师 可以讲解一下这题为什么不选B嘛

嗨，从没放弃的小努力你好：

1

选项 B Neilson 是 PP

Passive Preservers 表现出 low risk tolerance. 而且 "They have a high need for security, they are highly emotional about losing money, and they become uneasy during times of stress or change.” 他们对security有很高的要求，对亏损非常情绪化，而且很容易感到担忧和不安

2

不选 B 的原因，请参考原版书 P118 的正文 "Because PPs are emotionally biased, providing excessive cognitive detail will lose their attention."

更细致的表述，也请参考原版书 P117 Step 3 的最后两句：

当向有 emotionally biased 的投资者提供建议时，顾问应着重解释正在创建的投资方案如何影响诸如财务安全、退休或未来几代人的问题，而不是专注于标准偏差和夏普比率等定量细节。量化衡量指标对有 cognitively biased 的投资者来说效果更好

"When advising emotionally biased investors, advisers should focus on explaining how the investment program being created affects such issues as financial security, retirement, or future generations rather than focusing on such quantitative details as standard deviations and Sharpe ratios. Quantitative measures work better with cognitively biased investors."

3

也请参考：https://class.pzacademy.com/qa/75483

----------------------------------------------
加油吧，让我们一起遇见更好的自己！