开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)｜3.2.5(安卓)APP下载

返回

一只可爱的猪 · 2021年09月20日

想问一下这道题

  1. CFA III
  2. 个人IPS

NO.PZ2018091705000084

问题如下：

Jacques purchases a US$100,000 face value whole life policy has an annual premium of US$2,000, paid at the beginning of the year. Policy dividends of US$500 per year are anticipated, payable at year-end. A cash value of US$32,500 is projected for the end of Year 30. Jacques has a life expectancy of 30 years and a discount rate of 5%. The net payment cost index that Jacques calculate is closest to:

选项：

A.

$17.22.

B.

$16.89.

C.

$15.24.

解释：

C is correct.

考点: Net payment cost index

解析： The net payment cost index假设被保险人在30年后死亡。计算net payment cost index包括以下步骤:

这道题我明白了，但是我发现自己总是在正负号的时候搞错

比如139521.58指的是我付出去的钱，33219.42是我得到的钱（是负号）

那这个时候算我的支出

①不用管正负号，直接用139521.58-33219.42

②用正负号，用支出减去收入，139521.58-（-33219.42）=139521.58+33219.42

哪个方法是正确的，老师可以附上一定的解释吗

添加评论
1 个答案

王暄_品职助教 · 2021年09月22日

直接相减即可，用139521.58-33219.42

你可以思考，一笔支出，一笔得到，我要算其中差额，肯定是要相减的。

  • 1

    回答

  • 1

    关注

  • 1183

    浏览
相关问题

NO.PZ2018091705000084 问题如下 Jacques purchases a US$100,000 favalue whole life polihannupremium of US$2,000, paithe beginning of the year. Polivin of US$500 per yeare anticipate payable year-en A cash value of US$32,500 is projectefor the enof Ye30. Jacques ha life expectanof 30 years ana scount rate of 5%. The net payment cost inx thJacques calculate is closest to: $17.22. $16.89. $15.24. C is correct. 考点: Net payment cost inx 解析&#xFF1The net payment cost inx假设被保险人在30年后死亡。计算net payment cost inx包括以下步骤: 为什么最后这个除以100？这个100是怎么得出来的？

2024-08-10 12:19 2 · 回答

NO.PZ2018091705000084 问题如下 Jacques purchases a US$100,000 favalue whole life polihannupremium of US$2,000, paithe beginning of the year. Polivin of US$500 per yeare anticipate payable year-en A cash value of US$32,500 is projectefor the enof Ye30. Jacques ha life expectanof 30 years ana scount rate of 5%. The net payment cost inx thJacques calculate is closest to: $17.22. $16.89. $15.24. C is correct. 考点: Net payment cost inx 解析&#xFF1The net payment cost inx假设被保险人在30年后死亡。计算net payment cost inx包括以下步骤: 怎么调begin 现金流?

2024-06-10 10:24 2 · 回答

NO.PZ2018091705000084 问题如下 Jacques purchases a US$100,000 favalue whole life polihannupremium of US$2,000, paithe beginning of the year. Polivin of US$500 per yeare anticipate payable year-en A cash value of US$32,500 is projectefor the enof Ye30. Jacques ha life expectanof 30 years ana scount rate of 5%. The net payment cost inx thJacques calculate is closest to: $17.22. $16.89. $15.24. C is correct. 考点: Net payment cost inx 解析&#xFF1The net payment cost inx假设被保险人在30年后死亡。计算net payment cost inx包括以下步骤: 题目中哪里可以看出是100份保险？

2024-01-07 19:49 1 · 回答

NO.PZ2018091705000084 问题如下 Jacques purchases a US$100,000 favalue whole life polihannupremium of US$2,000, paithe beginning of the year. Polivin of US$500 per yeare anticipate payable year-en A cash value of US$32,500 is projectefor the enof Ye30. Jacques ha life expectanof 30 years ana scount rate of 5%. The net payment cost inx thJacques calculate is closest to: $17.22. $16.89. $15.24. C is correct. 考点: Net payment cost inx 解析&#xFF1The net payment cost inx假设被保险人在30年后死亡。计算net payment cost inx包括以下步骤: 按基础班PPT304的解题步骤:FV of premium=139521.58,FV of vin33219.4230-yecash value=32500相减后得30-yeinsurancost=73802.16再用上面这个数字作为FV求PMT得annupayments=1110.83所以Inx=11.11.以上是根据基础班例题的步骤做的，为什么错了？题目答案中为何没有使用cash value 32500?

2023-08-01 08:49 1 · 回答

NO.PZ2018091705000084 问题如下 Jacques purchases a US$100,000 favalue whole life polihannupremium of US$2,000, paithe beginning of the year. Polivin of US$500 per yeare anticipate payable year-en A cash value of US$32,500 is projectefor the enof Ye30. Jacques ha life expectanof 30 years ana scount rate of 5%. The net payment cost inx thJacques calculate is closest to: $17.22. $16.89. $15.24. C is correct. 考点: Net payment cost inx 解析&#xFF1The net payment cost inx假设被保险人在30年后死亡。计算net payment cost inx包括以下步骤: 请问139521.58怎么计算出来的？

2023-06-17 15:37 1 · 回答