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六姑娘 · 2021年09月09日

麻烦解答下c选项,谢谢

NO.PZ2020042003000038

问题如下:

The following statements are about means to mitigate the risk of a run by short-term creditors for dealer banks, which of the following statements is NOT correct?

选项:

A.

A dealer bank can mitigate the risk of a loss of liquidity through a run by short-term creditors by establishing lines of bank credit

B.

A dealer bank can mitigate the risk of a loss of liquidity through a run by short-term creditors by dedicating a buffer stock of cash and liquid securities for emergency liquidity needs.

C.

A dealer bank can mitigate the risk of a loss of liquidity through a run by short-term creditors by Laddering the maturities of its liabilities so that only a small fraction of its debt needs to be refinanced within a short period of time.

D.

Dealer banks cannot have access to secured financing from central bank facilities, thus it cannot help dealer banks to mitigate the risk of a run by short-term creditors.

解释:

考点:对The Failure Mechanics of Dealer Banks的理解

答案:D选项表述错误,本题选D

解析:

Dealer bank可以通过从央行获得流动性。

Dealer bank可以通过以下4种方式缓解流动性危机:

1Establishing lines of bank credit.

2Dedicating a buffer stock of cash and liquid securities for emergency liquidity needs.

3Laddering the maturities of its liabilities so that only a small fraction of its debt needs to be refinanced within a short period of time.

4Dealer banks may have access to secured financing from central bank facilities.

  麻烦解答下c选项,谢谢

1 个答案

李坏_品职助教 · 2021年09月09日

嗨,从没放弃的小努力你好:


C项的意思是一个银行可以通过下面的办法来降低流动性风险:让债权人延长银行的偿债期限,所以这样的话只有一小部分债务需要融资。


这里对应的正好是dealer bank降低流动性风险的第3个办法~

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