NO.PZ2016072602000012
问题如下：
Insurance is an effective tool to transfer which of type of operational risk?
选项：
A. High frequency, low severity
B. Low frequency, high severity
C. Operational losses whose magnitude is
affected by the actions of the company
D. Operational losses for which insurance
companies only sell policies with low limits
解释：
B is correct. The purpose of insurance is to reimburse large losses, or operational risk events with high severity. Answer c. is incorrect because this type of moral hazard should result in much higher premiums.
请问选项D怎么翻译？
