课后题7.8.老李都只讲了识别，没有讲justification and explanation，答案又是一大堆一大堆的，请问这两题应该怎么回答？
王暄_品职助教 · 2021年08月13日
第七题：
要求我们识别客户的种类，运用【结论证据解释】进行解答。
对于写出的客户种类首先定义其内容，然后结合文中给出的客户特性，论证结果。
比如针对Stage 1 可以将答案缩成如下：
During this stage, Sili’s portfolio will be relatively small and he will not be able to afford to pay the fees of a traditional wealth management firm.Robo-advisers support advanced asset allocation techniques, implement typically with exchange-traded funds or mutual funds, and are lower-cost alternatives for relatively small portfolios.
第八题：
同理，我们使用【结论证据解释】进行解答
举例：
A mortality table allows for estimating the present value of retirement spending needs by associating each outflow with a probability based on life expectancy.
Sili uses a mortality table to determine the probability that he will live to a certain age. This information allows him to predict his anticipated inflation-adjusted retirement spending according to the probability that he will be living in a given year.