何老师说要背这种题目，我如果这样按照自己的语言回答可以吗？
- The pension plan is currently underfunded despite regular contributions being made. An underfunded plan has a relatively low risk tolerance.
- The 6% discount rate is aggressive and the plan should not assume additional risk to increase the discount rate.
- The average employee age is 50 years and the company has many retirees owing to its longevity. This suggests a relatively short investment horizon and high liquidity needs, resulting in a relatively low risk tolerance for the plan.
- The company is suffering from losing sales, stagnant earnings growth and an growing debt. The weak financial strength of the company implies below-average risk tolerance.
- A high correlation between the operating results of Antiliaro and pension asset returns implies a low risk tolerance. If the company and the plan are performing poorly contemporarily, the ability to make additional contributions would be hampered.
