开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)｜3.2.5(安卓)APP下载

返回

斯晨怡🍊 · 2021年05月13日

A和C什么区别

  1. CFA III
  2. 个人IPS

NO.PZ2018091705000089

问题如下：

Marion asks his investment manager for advice regarding his retired aunt, Lily Cornell, age 70.Women in Cornell’s family generally have long life history and healthy lifestyle. She needs a stable income stream to cover her current and future expenses. Marion is concerned about she will outlive her assets. Based on Marion’s concerns, which type of investment should investment manager recommend for her?

选项：

A.

The whole Life insurance

B.

Immediate fixed annuity

C.

Universal life insurance

解释：

B is correct.

考点: Annuity

解析：Lily已经70岁了，她担心长寿风险;并且需要一个可以稳定覆盖目前和未来支出的收入来源。Immediate fixed annuity，相当于今天用一笔钱换取只要她还活着就有的收入的承诺。因此， Immediate fixed annuity是最合适的选择。

A和C什么区别，请说明，谢谢

添加评论
1 个答案
已采纳答案

伯恩_品职助教 · 2021年05月13日

嗨，努力学习的PZer你好：


同学你好，The whole Life insurance这个是终身寿险。Universal life insurance万能寿险是人寿保险下面一个分支，这类保险是属于创新型寿险，最初是西方国家为防止经济波动或通货膨胀对长期寿险造成损失而设计的，之后演变为客户和保险公司风险共担，收益共享的一种金融投资工具。实际就是咱们听到卖保险经常推销的那种，就是有更多的灵活性，可参与投资，因而有些option去投资现金价值。这样理解了吗？


----------------------------------------------
就算太阳没有迎着我们而来，我们正在朝着它而去，加油！

  • 1

    回答

  • 3

    关注

  • 870

    浏览
相关问题

NO.PZ2018091705000089问题如下 Marion asks his investment manager for airegarng his retireaunt, Lily Cornell, age 70.Women in Cornell’s family generally have long life history anhealthy lifestyle. She nee a stable income streto cover her current anfuture expenses. Marion is concerneabout she will outlive her assets. Baseon Marion’s concerns, whitype of investment should investment manager recommenfor her? The whole Life insurance Immeate fixeannuity Universlife insuran B is correct. 考点: Annuity 解析：Lily已经70岁了，她担心长寿风险;并且需要一个可以稳定覆盖目前和未来支出的收入来源。Immeate fixeannuity，相当于今天用一笔钱换取只要她还活着就有的收入的承诺。因此&#xFF0Immeate fixeannuity是最合适的选择。 为啥不选a和c呢。。。

2024-07-27 12:11 1 · 回答

NO.PZ2018091705000089 问题如下 Marion asks his investment manager for airegarng his retireaunt, Lily Cornell, age 70.Women in Cornell’s family generally have long life history anhealthy lifestyle. She nee a stable income streto cover her current anfuture expenses. Marion is concerneabout she will outlive her assets. Baseon Marion’s concerns, whitype of investment should investment manager recommenfor her? The whole Life insurance Immeate fixeannuity Universlife insuran B is correct. 考点: Annuity 解析：Lily已经70岁了，她担心长寿风险;并且需要一个可以稳定覆盖目前和未来支出的收入来源。Immeate fixeannuity，相当于今天用一笔钱换取只要她还活着就有的收入的承诺。因此&#xFF0Immeate fixeannuity是最合适的选择。 老师请问，如果Whole life insuran是 permanent life insuran的一种，可理解为最普通的寿险，每期的premium固定。每期固定的premium并且覆盖被保人的整个生命周期，不是很符合Lily的需要吗？为何不能选A

2022-08-29 14:33 1 · 回答

NO.PZ2018091705000089 Immeate fixeannuity Universlife insuran B is correct. 考点: Annuity 解析Lily已经70岁了，她担心长寿风险;并且需要一个可以稳定覆盖目前和未来支出的收入来源。Immeate fixeannuity，相当于今天用一笔钱换取只要她还活着就有的收入的承诺。因此， Immeate fixeannuity是最合适的选择。 为啥不选a a啥意思啊

2021-10-26 17:11 1 · 回答

Marion asks his investment manager for airegarng his retireaunt, Lily Cornell, age 70.Women in Cornell’s family generally have long life history anhealthy lifestyle. She nee a stable income streto cover her current anfuture expenses. Marion is concerneabout she will outlive her assets. Baseon Marion’s concerns, whitype of investment shoulinvestment manager recommenfor her? The whole Life insuranImmeate fixeannuity Universlife insuran B is correct. 考点: Annuity 解析Lily已经70岁了，她担心长寿风险;并且需要一个可以稳定覆盖目前和未来支出的收入来源。Immeate fixeannuity，相当于今天用一笔钱换取只要她还活着就有的收入的承诺。因此， Immeate fixeannuity是最合适的选择。 想请问一下B没有life这个字眼，怎么确定可以给到死呢？谢谢

2020-11-03 11:48 2 · 回答