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kayi · 2021年04月11日

D解释一下

NO.PZ2021030502000008

问题如下:

Which of the following statements about Large Climatic Disasters and Equity Returns is incorrect?

选项:

A. The impact on equity prices can inform financial stability assessments .

B. Large disasters have a statistically significant effect on the returns of non-life insurers in advanced economies.

C. On average, there has been a significant response of stock prices to large climatic disasters.

D. There is no significant reaction of insurers’ stock prices after large climatic disasters in emerging market .

解释:

C is correct

There has been only a modest response of stock prices to large climatic disasters。例如卡特里娜飓风导致了严重的经济后果,但美国指数没有明显下降。平均来看,股票市场只是产生了modest response, 而不是significant response。所以C选项是错误的。

d没错吗?解释一下啊
1 个答案

小刘_品职助教 · 2021年04月12日

同学你好,

D选项没错,老师在基础课讲过,整体来说原因分为两个方面,一个是新兴国家的保险公司一般都不出售巨灾险,所以没有这样的产品,暴露风险敞口;另一个是这些国家保险公司往往采用了再保险的方式把这部分风险转嫁出去了,建议做个结论了解即可。基础班讲义102页,视频1.5倍速5分钟左右。


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