qythebest · 2021年04月10日
NO.PZ2018091705000097
问题如下：
Techniques for managing a risk include risk avoidance, risk reduction, risk transfer, and risk retention. For the risk of high severity and high frequency, the most appropriate choice among these techniques is:
选项：
A. risk avoidance
B. risk retention
C. risk transfer
解释：
A is correct.
考点: Risk Management Approach
解析: 对于高频高损的风险，我们采用风险避免，A选项正确。B选项risk retention 适用于低频、低损的情形；C选项risk transfer适用于低频、高损的情形。
NO.PZ2018091705000097 问题如下 Techniques for managing a risk inclu risk avoince, risk rection, risk transfer, anrisk retention. For the risk of high severity anhigh frequency, the most appropriate choiamong these techniques is: A.risk avoin B.risk retention C.risk transfer is correct.考点: Risk Management Approa解析: 对于高频高损的风险，我们采用风险避免，A正确。Brisk retention 适用于低频、低损的情形；Crisk transfer适用于低频、高损的情形。 老师可以举一个高频高损的例子吗？什么情况算高频高损
NO.PZ2018091705000097问题如下Techniques for managing a risk inclu risk avoince, risk rection, risk transfer, anrisk retention. For the risk of high severity anhigh frequency, the most appropriate choiamong these techniques is: A.risk avoin B.risk retention C.risk transfer is correct.考点: Risk Management Approa解析: 对于高频高损的风险，我们采用风险避免，A正确。Brisk retention 适用于低频、低损的情形；Crisk transfer适用于低频、高损的情形。老师请问，risk rection 适用哪种情形呢？
NO.PZ2018091705000097 高频高损难道不应该转嫁给保险公司嘛？比如车险这种
risk retention risk transfer is correct. 考点: Risk Management Approach 解析: 对于高频高损的风险，我们采用风险避免，A正确。Brisk retention 适用于低频、低损的情形；Crisk transfer适用于低频、高损的情形。 这是。。。基础班讲过的考点吗。。。现在刷FI恰巧刷了一下以前的题。。。难道是我失忆了。。。这个risk management要知道吗。。。我怎么就记得讲了insurance和annuity啊噗哈哈哈
