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Yuyu · 2021年04月08日

选项B是哪个考点?

* 问题详情,请 查看题干

NO.PZ201511190100000401

问题如下:

When advising his clients, Wang is least likely to:

选项:

A.

educate Perez on the benefits on portfolio diversification.

B.

limit Johnson’s role in the investment decision-making process.

C.

provide Patel with details like standard deviations and Sharpe ratios.

解释:

C is correct.

This would not be an effective way to advise Patel. Given Patel’s information, he is likely to be more receptive to “big picture” advice that does not dwell on details like standard deviations and Sharpe ratios. He is emotionally biased and providing excessive cognitive detail will lose his attention. He needs to be convinced of his advisor’s general philosophy first and then, as trust is gained, he will respond to advice and take action. (Patel is a Passive Preserver.)

不明白为什么B是可以做的行为?

1 个答案

王琛_品职助教 · 2021年04月09日

嗨,从没放弃的小努力你好:


- 和判断其他选项的思路一样哈,先判断客户所属的投资者分类,然后再判断给这类客户的建议是否合适

- Johnson 是 AA,喜欢亲历亲为,希望深度参与投资决策过程。("They are often "hands on", wanting to be heavily involved in the investment decision-making process.")

- 如果不限制,最终结果可能是双方都不爽 ("the result will likely be an unhappy client and an unhappy adviser.")

- 具体分析过程,请参考:https://class.pzacademy.com/qa/46379

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