郎布斯吃苹果 · 2021年03月26日

最后一问，wealth 征税不应该是((1+r)*(1-t))^n么，为什么参考答案公式是(1+r)^n*(1-t)???

1. CFA III
2. 个人IPS

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NO.PZ201511200300000707

问题如下：

7. Assuming an annual return of 7.5 percent, what would be the after-tax wealth accumulated in 15 years for a single current contribution to the TDA? Assume the contribution would be deductible but taxed at the end of 15 years at a 20 percent tax rate.

选项：

A.

€23,671.

B.

€23,965.

C.

€29,589.

解释：

A is correct.

FVIF_TDA = (1 + r)ⁿ(1–T_n)

FVIF =€10,000[(1 + 0.075)¹⁵(1–0.20)] =€23,671

最后一问，wealth 征税不应该是((1+r)*(1-t))^n么，为什么参考答案公式是(1+r)^n*(1-t)???