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yuqijeffery · 2021年03月15日

请问为什么分散风险是accept了risk?

NO.PZ2015121802000053

问题如下:

Which of the following is a strategy of risk shifting?

选项:

A.

Buying an earthquake insurance policy for a retail store.

B.

A owner of a factory takes a short position to deliver goods in a future contract.

C.

Diversifying one's investments across different industries.

解释:

B is correct.

Risk shifting refers to actions that change the distribution of risk outcome. Derivatives is an example of risk shifting.

An example of risk transferring is insurance.

Diversification is an example of risk acceptance.

请问为什么分散风险是accept了risk?

1 个答案
已采纳答案

丹丹_品职答疑助手 · 2021年03月15日

嗨,爱思考的PZer你好:


同学你好,分散风险相当于让两个资产的风险敞口进行对冲,最终达到了分散的效果。首先是接受,让这个风险敞口存在于投资组合里,然后进行组合内部的对冲

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就算太阳没有迎着我们而来,我们正在朝着它而去,加油!