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和棋 · 2021年03月02日

A选项是什么意思,是DealerBank可以向其他银行申请CreditLine吗?

NO.PZ2020042003000038

问题如下:

The following statements are about means to mitigate the risk of a run by short-term creditors for dealer banks, which of the following statements is NOT correct?

选项:

A.

A dealer bank can mitigate the risk of a loss of liquidity through a run by short-term creditors by establishing lines of bank credit

B.

A dealer bank can mitigate the risk of a loss of liquidity through a run by short-term creditors by dedicating a buffer stock of cash and liquid securities for emergency liquidity needs.

C.

A dealer bank can mitigate the risk of a loss of liquidity through a run by short-term creditors by Laddering the maturities of its liabilities so that only a small fraction of its debt needs to be refinanced within a short period of time.

D.

Dealer banks cannot have access to secured financing from central bank facilities, thus it cannot help dealer banks to mitigate the risk of a run by short-term creditors.

解释:

考点:对The Failure Mechanics of Dealer Banks的理解

答案:D选项表述错误,本题选D

解析:

Dealer bank可以通过从央行获得流动性。

Dealer bank可以通过以下4种方式缓解流动性危机:

1Establishing lines of bank credit.

2Dedicating a buffer stock of cash and liquid securities for emergency liquidity needs.

3Laddering the maturities of its liabilities so that only a small fraction of its debt needs to be refinanced within a short period of time.

4Dealer banks may have access to secured financing from central bank facilities.

A选项是什么意思,是DealerBank可以向其他银行申请CreditLine吗?

1 个答案

品职答疑小助手雍 · 2021年03月02日

嗨,爱思考的PZer你好:


对,短期流动性缺乏的话就找别的银行借点钱。

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