开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)|3.2.5(安卓)APP下载

金融民工阿聪 · 2021年02月17日

为什么要less the amount of daily average vault cash held

NO.PZ2020042003000103

问题如下:

The following statements are about the legal reserves, which of the following statements is wrong?

选项:

A.

If total legal reserves held are greater than required reserves, the institution has excess reserves. Invest any excess reserves to earn additional income.

B.

If calculated required reserve figure exceeds total legal reserves held, the bank has a reserve deficit. Cover this deficit by acquiring additional legal reserves.

C.

Maintain that required legal reserve on deposit with the Federal Reserve bank (less the amount of daily average vault cash held), on average, over a 14-day period stretching from a Thursday through a Wednesday (maintenance period).

D.

Daily average amount of deposits and other reservable liabilities are computed using information gathered over a 1-week period stretching from a Tuesday through a Monday a week later (Reserve computation period).

解释:

考点:对Legal Reserves and Money Position Management的理解

答案:D

解析:

选项D错误,应该是2-week period。选项D改成正确的表述后为:

Maintain that required legal reserve on deposit with the Federal Reserve bank (less the amount of daily average vault cash held), on average, over a 14-day period stretching from a Thursday through a Wednesday (maintenance period).

C为什么要为什么要less the amount of daily average vault cash held呢

1 个答案
已采纳答案

袁园_品职助教 · 2021年02月19日

同学你好!

因为 vault cash held 相当于你已经有的部分,所以要用总共需要的减去已经拥有的,就得到你需要维持准备金还需要多少钱

老师在“Legal Reserves and Money Position Management”这一届视频里有提到,你可以再去听下~加油!