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如此_AnnieCcc · 2021年02月13日

怎么理解啊

NO.PZ2018062006000096

问题如下:

Which of the following statements is a benefit of securitization?

选项:

A.

It reduces liquidity risk in financial market.

B.

It increases liquidity risk in financial market.

C.

It increases the wall between investors and borrowers.

解释:

A is correct.

Generally spreaking, there are three main benefits of securitization, removing the wall between investors and borrowers, reducing liquidity risk in financial market, and innovations in investment products.

liquidity risk包括什么?为什么降低了流动性风险?资产证券化不是让不活跃的市场更活跃了吗?更活跃了不是就增加流动性风险了吗

1 个答案

吴昊_品职助教 · 2021年02月13日

同学你好:

liquidity risk是流动性风险,也就是资产不能及时足额变现的风险。资产证券化产品确实让市场变得更为活跃,活跃的市场流动性风险小。所以是降低了流动性风险。具体结论在基础班讲义P188页上。