为什么不选A？Analysis of internal operational loss data

问题如下：

Phoenix is the head of the risk control department of a commercial bank in the eastern United States. Recently, in order to identify and measure the operational risks of the commercial bank, Phoenix consulted the managers of the main lines of business to report risk events that could significantly affect the bank. Every manager reports to Phoenix what they believe to be the extreme operational risk events and the biggest losses that these extreme operational risk events will bring to the bank. What kind of risk assessment method does Phoenix use?

选项：

analysis of internal operational loss data

comparative analysis.

scenario analysis.

audit findings.

解释：

C is correct.

考点：识别、计量操作风险的tools

解析：菲尼克斯向每条业务线的经理询问了操作风险以及操作风险的潜在最大损失，这与Scenario analysis相符合，因此选C。

A选项：Analysis of internal operational loss data是指用外部的操作风险损失数据来对公司的操作风险进行识别、分析。本题情景中并没有涉及到该方法，所以不选。

B选项：比较分析将所有操作风险分析工具结合到一起，来全面地了解银行的操作风险状况。这与本题情景不符，所以不选。

D选项：本题情景中并没有涉及到审计，所以audit findings与本题不符，不选。