NO.PZ2016072602000003
问题如下：
All the following are operational risk loss events, except:
选项：
A.An individual shows up at a branch presenting a check written by a customer for an amount substantially exceeding the customer^ low checking account balance. When the bank calls the customer to ask him for the funds, the phone is disconnected and the bank cannot recover the funds.
B.A bank, acting as a trustee for a loan pool, receives less than the projected funds due to delayed repayment of certain loans.
C.During an adverse market movement, the computer network system becomes overwhelmed, and only intermittent pricing information is available to the bank's trading desk, leading to large losses as traders become unable to alter their hedges in response to falling prices.
D.A loan officer inaccurately enters client financial information into the bank’s proprietary credit risk model.
解释：
B is correct. Statement a. represents external fraud, which is included in operational risk. Statement c. represents a systems failure. Statement d. is a failure in internal processes.
B为什么不属于操作风险，是因为属于信用风险吗。为什么我在同个题另一个答疑看到老师回答说B属于操作风险？那题目不就错了？
