问题如下图：
选项：
A. 
B. 
C. 
解释：
请问老师,passive preserver 和 friendly follower 有什么不同？题目好像混在一起了。
王琛_品职助教 · 2020年12月11日
- 亲好，首先就本题而言，B 是 PP，C 是 FF。具体解析思路，请参考：https://class.pzacademy.com/qa/41453
- 其次，关于 PP 和 FF 的区别学习，个人建议有两个层面哈
- 第一个层面，是大面上的区别，风险容忍度和主要的偏差。比如 PP 风险容忍度是 low，FF 的风险容忍度是 low to medium；PP 主要的偏差是 Emotional，FF 主要的的偏差是 Cognitive
- 第二个层面，是熟悉每种类型的特点。这里建议读一下原版书 P118-P119 介绍 FF 和 PP 的文字。因为你会发现，课后题中，考查 BIT 的题目，从题干到解析，其实都是在考查它俩的特点，所以关键词一定要熟悉，这样看到题干描述，可以迅速反映。一般做题时，更多是通过第二个层面判断 BIT 类型
- 比如 PP
1）place a great deal of emphasis on financial security and preserving wealth rather than taking risks to grow wealth
2）Some PPs are "worriers"; they obsess over short-term performance and are slow to make investment decisions because they are not comfortable with change
- 比如 FF
1）tend to follow leads from their friends, colleagues, or advisers when making investment decisions
2）often want to be in the latest, most popular investments
- 最后，建议总结一下课后题中出现 BIT 的题目，熟读一下题干关键词和解析，看一下协会是怎么考查 BIT 的
- FF：课后题第 8 题、第 16 题
- PP：课后题第 1 题、第 10 题
- 建议亲把不同类型特点的关键词熟悉了，之后复习过程中，再通过经典题或者 MOCK 题检验一下， BIT 部分的题目应该就难不倒你了哈
涟在 · 2022年05月27日
老师，请问BIT是什么
NO.PZ2018091702000021 Sophia is a senior manager of a plastic manufacturing corporation, 60-year-ol She hinvestment portfolio with $600,000, an75% is investein her employer’s stocks. She is cautious anworrieabout future stomarket, therefore, she invests only in whishe is familiwith. In her risk toleranquestionnaire, she expresses low risk tolerananwants to maintain the current value of her assets. Tinais ajournalist, 32 years ol She hsignea 10-yecontrawith a locnewspaper successfully sinlast year. Her investment portfolio is $4.3 million anall manageherself. She hinpennt minto analyze information anstrong confinto manage the portfolio well. Christopher is a ntist, 48 years ol He is expert anhinvestment account of $7 million. He hlow to meum risk tolerance. he is busy anknows little about investment, he takes aices from his frien ancolleagues. The stocks he purchaseare usually \"hot issues\" in the market. Regarng three clients’ fferent characteristics, whione woulmost likely intifiea frieny follower? TinSophiChristopher. C is correct. 考点识别投资者类型 解析Frieny follower 通常是被动投资者，他们倾听并接受别人的建议，不管投资的股票是否与自己的长期目标一致。三人中，Christopher几乎不懂投资，听从朋友和同事的建议，所以最有可能是frieny follower。 Tina是什么类型的？
NO.PZ2018091702000021 Sophia is a senior manager of a plastic manufacturing corporation, 60-year-ol She hinvestment portfolio with $600,000, an75% is investein her employer’s stocks. She is cautious anworrieabout future stomarket, therefore, she invests only in whishe is familiwith. In her risk toleranquestionnaire, she expresses low risk tolerananwants to maintain the current value of her assets. Tinais ajournalist, 32 years ol She hsignea 10-yecontrawith a locnewspaper successfully sinlast year. Her investment portfolio is $4.3 million anall manageherself. She hinpennt minto analyze information anstrong confinto manage the portfolio well. Christopher is a ntist, 48 years ol He is expert anhinvestment account of $7 million. He hlow to meum risk tolerance. he is busy anknows little about investment, he takes aices from his frien ancolleagues. The stocks he purchaseare usually \"hot issues\" in the market. Regarng three clients’ fferent characteristics, whione woulmost likely intifiea frieny follower? TinSophiChristopher. C is correct. 考点识别投资者类型 解析Frieny follower 通常是被动投资者，他们倾听并接受别人的建议，不管投资的股票是否与自己的长期目标一致。三人中，Christopher几乎不懂投资，听从朋友和同事的建议，所以最有可能是frieny follower。 老师，请问frieny follower是什么意思，有什么具体的表现？如何和我们的bias对应
NO.PZ2018091702000021 Sophia is a senior manager of a plastic manufacturing corporation, 60-year-ol She hinvestment portfolio with $600,000, an75% is investein her employer’s stocks. She is cautious anworrieabout future stomarket, therefore, she invests only in whishe is familiwith. In her risk toleranquestionnaire, she expresses low risk tolerananwants to maintain the current value of her assets. Tinais ajournalist, 32 years ol She hsignea 10-yecontrawith a locnewspaper successfully sinlast year. Her investment portfolio is $4.3 million anall manageherself. She hinpennt minto analyze information anstrong confinto manage the portfolio well. Christopher is a ntist, 48 years ol He is expert anhinvestment account of $7 million. He hlow to meum risk tolerance. he is busy anknows little about investment, he takes aices from his frien ancolleagues. The stocks he purchaseare usually \"hot issues\" in the market. Regarng three clients’ fferent characteristics, whione woulmost likely intifiea frieny follower? TinSophiChristopher. C is correct. 考点识别投资者类型 解析Frieny follower 通常是被动投资者，他们倾听并接受别人的建议，不管投资的股票是否与自己的长期目标一致。三人中，Christopher几乎不懂投资，听从朋友和同事的建议，所以最有可能是frieny follower。 题目中已经说了Christopher是一个投资专家了啊，怎么会是FF呢？
Sophia is a senior manager of a plastic manufacturing corporation, 60-year-ol She hinvestment portfolio with $600,000, an75% is investein her employer’s stocks. She is cautious anworrieabout future stomarket, therefore, she invests only in whishe is familiwith. In her risk toleranquestionnaire, she expresses low risk tolerananwants to maintain the current value of her assets. Tinais ajournalist, 32 years ol She hsignea 10-yecontrawith a locnewspaper successfully sinlast year. Her investment portfolio is $4.3 million anall manageherself. She hinpennt minto analyze information anstrong confinto manage the portfolio well. Christopher is a ntist, 48 years ol He is expert anhinvestment account of $7 million. He hlow to meum risk tolerance. he is busy anknows little about investment, he takes aices from his frien ancolleagues. The stocks he purchaseare usually \"hot issues\" in the market. Regarng three clients’ fferent characteristics, whione woulmost likely intifiea frieny follower? TinSophiChristopher. C is correct. 考点识别投资者类型 解析Frieny follower 通常是被动投资者，他们倾听并接受别人的建议，不管投资的股票是否与自己的长期目标一致。三人中，Christopher几乎不懂投资，听从朋友和同事的建议，所以最有可能是frieny follower。 Tina是II还是AASophia是什么
