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LECIEL · 2020年11月25日

问一道题:NO.PZ2018070201000127 [ CFA I ]

问题如下:

An manager prepares an IPS for a client, and she has collected the following information:

  • The client is a 31 old widow and has two children (aged 3 and 5).
  • She has been employed as an manager of a big company.
  • She has two primary financial goals: supporting her retirement expense and education expenses of her children.

Her investment time horizon is:

选项:

A.

long term.

B.

short term.

C.

medium term.

解释:

A is correct.

The client's time horizon is best described as long term, because:

  • Her steady employment shows that her current liquidity needs are moderate.
  • It will take the children 10 years or more to go to college as the two children are aged at 3 and 5 now.

您好,想问一下既然要support education fee这部分不应该是短期的吗,education随时要支出?那整体看为什么不是中期投资呢

3 个答案
已采纳答案

丹丹_品职答疑助手 · 2020年11月25日

嗨,从没放弃的小努力你好:


同学你好,题干说了孩子是10年后要上学,一般认为10年及以上都算是长期,中期应该是1-10年内


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努力的时光都是限量版,加油!


Kiko_品职助教 · 2023年06月05日

嗨,从没放弃的小努力你好:


因为题干说了孩子目前才3岁和5岁,那上大学估计是10年甚至更久的事情了。

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虽然现在很辛苦,但努力过的感觉真的很好,加油!

刘海瑞 · 2023年06月04日

题干没有10年后上学的内容啊