问题如下：
A US company needs to raise ￥20 million because it is planning an expansion into China. It wants to issue dollar-denominated bonds and convert the dollars to Chinese yuan by a currency swap. The company believes that interest rates in both countries are increasing. Which of following statements is correct about swap?
选项：
A.The company should use a swap with a floating rate on interest paid（￥）and fixed rate on interest received（$）.
B.The company should use a swap with a fixed rate on interest paid（$）and floating rate on interest received(￥).
C.The company should use a swap with a fixed rate on interest paid（￥）and floating rate on interest received（$）.
解释：
C is correct.
考点：用currency swap转换loan的币种
解析：
公司现在是美元本金的loan，想转成人民币本金的Loan，因此应该进入付美元本金，收人民币本金的互换，这样就可以将本金转成人民币。
该互换在期间的时候需要支付人民币的利息，收到美元的利息（与本金方向相反）
因为预期两国的利率都会上升，所以应该选择支付的利息（人民币）为固定的，收到的利息（美元）为浮动的。
您好，请问这道题我是这么理解的：
公司发美元的债券，就是借美元（要付美元利息）。担心利率上涨，付美元固定，选了B
请问这么思考问题是出在哪里呀？这种题目每次都分不清借、收、付之间的关系，可以麻烦详细讲解一下思维框架或者解题套路吗？
