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H. · 2020年11月09日

问一道题:NO.PZ2017012501000004

问题如下:

The last payment in a partially amortizing residential mortgage loan is best referred to as a:

选项:

A.

waterfall.

B.

principal repayment

C.

balloon payment.

解释:

C is correct.

In a partially amortizing loan, the sum of all the scheduled principal repayments is less than the amount borrowed. The last payment is for the remaining unpaid mortgage balance and is called the "balloon payment."

请问B什么意思?

1 个答案
已采纳答案

吴昊_品职助教 · 2020年11月10日

同学你好:

选项B的意思是本金归还。

题干问的是,在部分摊销住房抵押贷款中,最后一笔payment被称为什么。最后一笔称为balloon payment,因为最后一笔payment金额是最大的,包含剩余未摊销的本金部分。