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ljy · 2020年11月03日

问一道题:NO.PZ2018091705000106

问题如下:

During their meeting, Açor and Bañuq discuss charitable pledges that Udhamini has recently received and the likelihood that Njau will meet her charitable pledge.

The day after Açor’s meeting with Bañuq, Açor realizes that her actions in the meeting may have raised an ethical concern.

The ethical concern that Açor most likely raised is:

选项:

A.

KYC.

B.

suitability.

C.

confidentiality.

解释:

C is correct. The confidentiality standard is likely a concern because Açor may have shared confidential private information about Njau and her finances when she discussed Njau’s charitable pledge with her nephew, Bañuq. Standard III(E): Preservation of Confidentiality obliges wealth managers who possess highly personal and sensitive client information to maintain confidentiality. Keeping confidential information private may be challenging for Açor since she manages the portfolios of both family members.

如果是ETHICS的我肯定毫不犹豫选保密了。为什么一定不是suitablity的问题呢。就是charity个人的和endowment的肯定不一样,也会有suitability的问题,这个也是ethics的范畴啊

1 个答案

王暄_品职助教 · 2020年11月03日

嗨,从没放弃的小努力你好:


Açor and Bañuq discuss charitable pledges that Udhamini has recently received and the likelihood that Njau will meet her charitable pledge.

看这句话,A提到Udhamini近期受到的chartable pledges,这已经涉及透露了客户信息了,所以涉及保密问题。

但并不涉及suitability啊


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虽然现在很辛苦,但努力过的感觉真的很好,加油!