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广超 · 2020年09月25日

问一道题:NO.PZ2016032802000009 [ CFA II ]

问题如下:

Henny Rove, an advisor in an investment management firm. He has a client, Tiny, who has a large asset and can take higher risk. Tiny wants to invest in high-risk, high-yield financial products. Recently, Henny finds a bond which has a low-risk and low-yield and recommends to Tiny without thinking. Henny most likely:

选项:

A.

violates the Standard on III(C) Suitability.

B.

violates the Standard on I(C) Misrepresentation.

C.

complies with the Code and Standards.

解释:

A is correct.

Before recommending to the clients, an advisor must analyze the investment's suitability for clients. In this case, Tiny wants to invest in high-risk, high-yield financial products, but Henny recommends the bond to him which has a low-risk and low-yield, this is a violation of the Standard III(C) Suitability.

推荐一下都不行?又没说真的要买
1 个答案
已采纳答案

王暄_品职助教 · 2020年09月26日

嗨,努力学习的PZer你好:


文中里还有个重点就是“without thinking”,不加任何思考,直接推荐客户不合适产品,不可以,违反准则


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虽然现在很辛苦,但努力过的感觉真的很好,加油!