yx9881 · 2020年09月21日
问题如下：
Based on the HC model, if the nominal risk-free rate increases, what the effect will be on human capital?
选项： human capital will most likely decrease.
human capital will most likely remain the same.
C.human capital will most likely increase.
解释：
A is correct.
考点: Human capital
解析：在其他条件不变的情况下，名义无风险利率(rf)的上升将降低分母总的折现率，从而使得Human capital的现值下降。
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公式中的分母, 除了r, 另一个字母代表什么含义呢?
NO.PZ2018091705000080 问题如下 Baseon the HC mol, if the nominrisk-free rate increases, whthe effewill on humcapital? humcapitwill most likely crease. humcapitwill most likely remain the same. humcapitwill most likely increase. A is correct. 考点: Humcapit 解析在其他条件不变的情况下，名义无风险利率(rf)的上升将提高分母总的折现率，从而使得Humcapital的现值下降。 因为在强化班课件里没有看到这个HC = sum of (omega / (1+r+ lam) )
Baseon the HC mol, if the nominrisk-free rate increases, whthe effewill on humcapital? humcapitwill most likely crease. humcapitwill most likely remain the same. humcapitwill most likely increase. A is correct. 考点: Humcapit解析在其他条件不变的情况下，名义无风险利率(rf)的上升将降低分母总的折现率，从而使得Humcapital的现值下降。 利率上升 Humcapital上升不是吗？没明白这道题
Baseon the HC mol, if the nominrisk-free rate increases, whthe effewill on humcapital? humcapitwill most likely crease. humcapitwill most likely remain the same. humcapitwill most likely increase. A is correct. 考点: Humcapit解析在其他条件不变的情况下，名义无风险利率(rf)的上升将降低分母总的折现率，从而使得Humcapital的现值下降。 老師我想問經典題Reang 32 Risk Management for Invials 的第6題，Whiof Boylan's statements about life annuities is least accurate? Statement 3的最後一句話，\"but it woulrecegreater amounts the longer she waits to purchase the annuity\" 這句話不懂，不知道為何是對的，請教老師，謝謝!
名义利率上涨即是通账预期上升，从而工资也会上涨。这样不是会对冲掉折现率上涨的影响吗？
