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1h1h1h · 2017年11月27日

问一道题:NO.PZ201704060100000306 第6小题 [ CFA III ]

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问题如下图:

    

选项:

A.

B.

C.

解释:


还是不大明白ALDA和Deferred fixed或者Deferred Variable有什么区别,不都是早期付钱,然后在多年之后比如退休后,开始收年金,一直收到死亡吗,ALDA的独特之处不是很理解

1 个答案

doglyt · 2017年11月27日

ALDA着重强调很大年龄之后才开始领养老金,例如80或85岁,可以防范活的太长的风险,deferred fix和deferred variable都是从退休一般是55或60岁开始给付年金

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