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holicess · 2020年09月12日

问一道题:NO.PZ2020042003000055

问题如下:

Which of the following cash flows belong to the Stochastic amount/Deterministic time category?

选项:

A.

Completely new contracts

B.

Renewal of Expiring Contracts

C.

Loans or mortgages

D.

bank’s decisions to withdrawals of credit lines

解释:

考点:对A Taxonomy of Cash Flows的理解

答案:B

解析:

选项A属于Stochastic amount/Stochastic time

选项B属于Stochastic amount/Deterministic time

选项C属于Stochastic amount/Stochastic time

选项D属于Deterministic amount/Stochastic times

老师,B选项为什么是金额不确定但时间确定呢?

renew a expiring contract, 已经过期了啊,不知道还能renew 到什么时候, 但金额如果是renew expiring contract 的话,是不是应该和之前是一样的,就是一定的了呢?

1 个答案
已采纳答案

小刘_品职助教 · 2020年09月13日

同学你好,

这个老师在课上讲过的,renew expiring contract金额不确定是指不确定客户是否续签,有可能金额是0。

时间确定是指我现在就要更新这个活动,或者是合同到期日那天要进行renew。

还不太理解可以听一下老师讲的课,在1.5倍速19分钟左右。

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