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kevinzhu · 2020年08月28日

问一道题:NO.PZ2016021706000056 [ CFA I ]

问题如下:

Red River Co. is a top 100 local company with a high credit rating. It only serves for domestic businesses. Which kind of sources of short - term funding is most likely used by Red River company?

选项:

A.

Banker's acceptances.

B.

Commercial paper.

C.

Factoring.

解释:

B is correct.

Banker's acceptances are mainly used by firms that export goods.

Large and creditworthy companies can issue commercial paper. The interest rate of commercial paper is less than the rate got from the bank.

Factoring of account receivables is a high cost source of short - term funding, which is mostly used by smaller company without good credit rating.

我就是在银行工作的,你之前的有一个解释说银行承兑汇票主要对于有出口的业务企业,这个说法是对的,国内很多企业都是开承兑汇票

1 个答案

王琛_品职助教 · 2020年08月29日

嗨,从没放弃的小努力你好:


同学你好,

  • 谢谢你的补充
  • 这个知识点没问题;学习新内容时,和实务工作相关联也没问题
  • 但是有个注意事项哈,有些时候,协会的教材,可能和实务操作有些许出入
  • 如果遇到这种情况,考试时,还是要以协会的教材为准哈

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