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陈Shelly · 2020年08月01日

问一道题:NO.PZ2018091705000091

问题如下:

Marion currently holds 750,000 cash and short investment, he then goes to his investment manager Collins for a discussion about his investment portfolio. Based on the calculation, Marion’ human capital is valued at $1.2 million and 30% of it reveals equity-like. Collins determines that an overall target allocation of 45% equity is appropriate for Marion. Therefore in order to meet the target equity allocation for total economic wealth, the financial capital equity allocation for Marion should be closest to:

选项:

A.

44.1%.

B.

69.0%.

C.

63.9%.

解释:

B is correct.

考点: Economic (Holistic) Balance Sheet

解析:Marion financial capital equity allocation计算如下

The equity allocation of the Barksdale’s financial capital is calculated as follows:

Total economic wealth = Human capital + Financial capital = $1,200,000 +$750,000 = $1,950,000.

Target equity allocation of total economic wealth = $1,950,000 × 45% =$877,500

Human capital equity allocation = $1,200,000 × 30% = $360,000 Financial capital equity allocation = $877,500  $360,000 = $517,500

Financial capital equity allocation = Financial equity allocation/Total financial capital= $517,500/$750,000 = 0.69, or 69%

老师我不太理解为什么human capital会有equity like 和bond like

1 个答案
已采纳答案

王暄_品职助教 · 2020年08月02日

嗨,努力学习的PZer你好:


  • 比如你的工作是一份收入稳定的工作,比如在政府工作,医院工作等,那么你的工资相对来说就是平稳的,不会有太大的volatility,则是bond like
  • 那如果你是自己做生意,那么每个月的收入取决于你当月的生意好坏,那就是没准的,所以high volatility,则是equity like

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就算太阳没有迎着我们而来,我们正在朝着它而去,加油!


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NO.PZ2018091705000091问题如下 Marion currently hol $750,000 cash anshort investment, he then goes to his investment manager Collins for a scussion about his investment portfolio. Baseon the calculation, Marion’ humcapitis value$1.2 million an30% of it reveals equity-like. Collins termines thoverall target allocation of 45% equity is appropriate for Marion. Therefore in orr to meet the target equity allocation for toteconomic wealth, the financicapitequity allocation for Marion shoulclosest to: 44.1%. 69.0%. 63.9%. B is correct. 考点: Economic (HolistiBalanSheet 解析:Marion的 financicapitequity allocation计算如下: The equity allocation of the Barksle’s financicapitis calculatefollows: Toteconomic wealth = Humcapit+ Financicapit= $1,200,000 +$750,000 = $1,950,000. Target equity allocation of toteconomic wealth = $1,950,000 × 45% =$877,500 Humcapitequity allocation = $1,200,000 × 30% = $360,000 Financicapitequity allocation = $877,500 – $360,000 = $517,500 Financicapitequity allocation = Financiequity allocation/Totfinancicapital= $517,500/$750,000 = 0.69, or 69% 麻烦问下老师,为啥➗financiasset?谢谢

2023-08-24 13:40 1 · 回答

NO.PZ2018091705000091 问题如下 Marion currently hol $750,000 cash anshort investment, he then goes to his investment manager Collins for a scussion about his investment portfolio. Baseon the calculation, Marion’ humcapitis value$1.2 million an30% of it reveals equity-like. Collins termines thoverall target allocation of 45% equity is appropriate for Marion. Therefore in orr to meet the target equity allocation for toteconomic wealth, the financicapitequity allocation for Marion shoulclosest to: 44.1%. 69.0%. 63.9%. B is correct. 考点: Economic (HolistiBalanSheet 解析:Marion的 financicapitequity allocation计算如下: The equity allocation of the Barksle’s financicapitis calculatefollows: Toteconomic wealth = Humcapit+ Financicapit= $1,200,000 +$750,000 = $1,950,000. Target equity allocation of toteconomic wealth = $1,950,000 × 45% =$877,500 Humcapitequity allocation = $1,200,000 × 30% = $360,000 Financicapitequity allocation = $877,500 – $360,000 = $517,500 Financicapitequity allocation = Financiequity allocation/Totfinancicapital= $517,500/$750,000 = 0.69, or 69% 讲义上说如果hc更像bon那就要多投equity

2023-08-18 08:08 2 · 回答

NO.PZ2018091705000091 B is correct. 考点: Economic (HolistiBalanSheet 解析:Marion的 financicapitequity allocation计算如下 The equity allocation of the Barksle’s financicapitis calculatefollows: Toteconomic wealth = Humcapit+ Financicapit= $1,200,000 +$750,000 = $1,950,000. Target equity allocation of toteconomic wealth = $1,950,000 × 45% =$877,500 Humcapitequity allocation = $1,200,000 × 30% = $360,000 Financicapitequity allocation = $877,500 – $360,000 = $517,500 Financicapitequity allocation = Financiequity allocation/Totfinancicapital= $517,500/$750,000 = 0.69, or 69% 请问一下,HCcapital的30%是equity-like并不是投资在equity里面,为什么要用总的Equity877500减去HC的equity-like非股票部分36000呢?这两个不是同一个东西吧?

2021-03-02 08:49 1 · 回答

请问怎么理解equity-like?为什么HC会equity like呢?剩下的70%是什么like?

2020-02-10 10:41 1 · 回答