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🌅 🌅多吉旺珍🌞🌞 · 2020年07月20日

问一道题:NO.PZ2018062016000006

问题如下:

Lucy believes that after retirement she will need about $2 million totally for her daily expenses. At present, she has $1million investment at a stated annual interest rate of 2.5%. Assuming compounded daily, how long does it take for Lucy to have enough money for retirement life?

选项:

A.

27.73 years

B.

28.07 years

C.

26.48 years

解释:

A is correct.

EAR=(1+0.025/365)365-1=0.02531

$1million*(1+0.02531)N =$2million, N=27.73 years.

为什么pmt是0 ?

1 个答案

星星_品职助教 · 2020年07月20日

同学你好,

PMT是期间现金流,这道题里只提到了1. PV=1m;2.FV=2m,并没有提及这之间还有其他的期间现金流。所以PMT=0.

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