开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)|3.2.5(安卓)APP下载

孙艺铭 · 2020年07月19日

问一道题:NO.PZ2015120604000009

问题如下:

An investor purchased an annutiy many years ago,  he will receive $1,200 per year at the end of each of the next 40 years from this annuity. If the interest rate is supposed to be 7%, the present value of the cashflows the investor will receive is closest to:

选项:

A.

$15,998.

B.

$17,193.

C.

$239,662.

解释:

A is correct.

N = 40; I/Y = 7; PMT = -1,200; FV = 0; CPT  PV = $15,998.05

你好!annuity不是先付年金么?为什么不用BGN而是用END?

1 个答案

星星_品职助教 · 2020年07月21日

同学你好,

annuity是年金的意思。先付年金为annuity due。

当题干中没有特意说明要使用先付年金的情况下,都按照后付年金来进行计算。