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陈依依 · 2020年07月01日

net worth和net wealth有什么区别。。。

问题如下:

The White has an investment portfolio consisting of $500,000 in equities and $330,000 in fixed income products. The White also own a residence valued at $350,000, which includes $175,000 in mortgage debt. It is estimated that the pre-retirement earnings in this family have a total present value of $980,000, and the future expected consumption have a total present value of $870,000.

The White plans to fund their children’s college tuition fee of $150,000 at present value. They also express the desire to fund a family foundation in 25 years, which has an estimated present value of $600,000.

Use the information above to prepare an economic balance sheet for the White. The economic net worth is:

选项:

A.

$365,000

B.

$1,005,000

C.

$2,280,000

解释:

A is correct.

考点:economic balance sheet

解析:economic balance sheet不仅包含了传统的资产和负债,还包含了extended assets & liabilities,例如养老金、未来消费的现值。

Total economic assets=equity + fixed income + residence + PV (pre-retirement earnings)= $500,000+$330,000+$350,000+$980,000=$2,160,000

Total economic liabilities = mortgage debt + PV (consumption)+ PV (tuition fee)+ PV (foundation)= $175,000+ $870,000 +$150,000 +$600,000=$1,795,000

所以economic net worth= Total economic assets- Total economic liabilities=$2,160,000-$1,795,000= $365,000

net worth和net wealth有什么区别。。。

1 个答案

纠纠_品职答疑助手 · 2020年07月04日

嗨,从没放弃的小努力你好:


在IPS里面net worth 是 traditional的 net wealth 是 economic 的

在AA里面net worth 是economic 的,两个学科里面的叫法不统一。


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