开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)|3.2.5(安卓)APP下载

Alicess · 2020年06月22日

问一道题:NO.PZ2015120604000004 [ CFA I ]

问题如下:

If an investor want to earn $10,000 in twenty years from now and we assume the interest is 6% constantly. The amount the investor should invest now is closest to:

选项:

A.

$3,118

B.

$3,207.

C.

$4,970.

解释:

A is correct.

N = 20; I/Y = 6; FV = -10,000; PMT = 0; CPT  PV = $3,118.05

老师为什么FV是负数
1 个答案

星星_品职助教 · 2020年06月23日

同学你好,

计算货币时间价值时,正负号并不真正代表“正负”,而只代表方向,以本题为例,如果从被投资方角度出发,期末需要给投资者10,000(流出),FV就是负的。但这个时候被投资方前期是收到钱的,所以PV就是正的(流入)

但如果从投资者角度出发,期末会受到10,000(流入),FV就为正,但求出来PV就为负(前期投入,流出)

所以PV/FV的正负号主要看是从谁的角度出发,只要角度确定了,那么方向随之设置就可以,结果不会变化。

  • 1

    回答
  • 0

    关注
  • 377

    浏览
相关问题

NO.PZ2015120604000004 问题如下 If investor want to earn $10,000 in twenty years from now anwe assume the interest is 6% constantly. The amount the investor shoulinvest now is closest to: A.$3,118 B.$3,207. C.$4,970. A is correct.N = 20; I/Y = 6; FV = -10,000; PMT = 0; CPT PV = $3,118.05 为什么不是按天计算复利?

2023-08-11 11:27 1 · 回答

NO.PZ2015120604000004 问题如下 If investor want to earn $10,000 in twenty years from now anwe assume the interest is 6% constantly. The amount the investor shoulinvest now is closest to: A.$3,118 B.$3,207. C.$4,970. A is correct.N = 20; I/Y = 6; FV = -10,000; PMT = 0; CPT PV = $3,118.05 老师您好,constantly是连续计息的意思,不应该是永续年金的算法吗?

2022-06-28 05:32 1 · 回答

NO.PZ2015120604000004问题如下If investor want to earn $10,000 in twenty years from now anwe assume the interest is 6% constantly. The amount the investor shoulinvest now is closest to:A.$3,118B.$3,207.C.$4,970.A is correct.N = 20; I/Y = 6; FV = -10,000; PMT = 0; CPT PV = $3,118.05请问这道题如何理解呢?

2022-05-01 23:46 1 · 回答

NO.PZ2015120604000004问题如下If investor want to earn $10,000 in twenty years from now anwe assume the interest is 6% constantly. The amount the investor shoulinvest now is closest to: A.$3,118 B.$3,207. C.$4,970. A is correct.N = 20; I/Y = 6; FV = -10,000; PMT = 0; CPT PV = $3,118.05請問題目中 「earn $10,000」,意思應該是賺到10,000元?而FV應該等於(本金+10000元),如果直接FV=10,000, 那其中還有一部分應該是包含了本金(3118),其實真正賺到的只有(10,000-3118)?

2022-04-03 03:05 1 · 回答

NO.PZ2015120604000004  FV=PV(1+R)N 可以用来做这道题吗?

2021-10-16 09:42 1 · 回答