问题如下：
Which of the following statements about the Basel II capital requirements is false?
选项：
A. It increases the risk sensitivity of
minimum capital requirements for internationally active banks.
B. It addresses only credit risk and
market risk.
C. U.S. insurance companies are not
required to comply with Basel II capital requirements.
D. Banks are not allowed to use their
internal models for credit risk in determining the capital requirements for
credit risk.
解释：
B is correct. Statement b. is false because Basel II also covers operational risk. Banks can provide inputs but cannot use their internal models for credit risk, so statement d. is true.
老师，A选项要怎么理解？读着拗口
