问题如下：
The following statements are about the impacts of technological developments. which of the following is incorrect?
选项：
A.Cooperation between incumbents and FinTech firms has been observed in a number of markets, FinTech firms benefit from access to incumbents’ client base and reputation.
B.Current bank regulatory, supervisory and licensing frameworks generally predate the emergence of technology-enabled innovation.
C.Technology can change the distribution of products and the interactions with customers in insurance industry
D.Incumbents outsource to FinTech firms some of their lending business
解释：
B is correct.
选项B不属于Fintech带来的影响。
请问选项B哪儿错了。这不是讲义上的原话么
