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秀子 · 2020年03月22日

问一道题:NO.PZ2018062006000106

问题如下:

Which of the following cash flow is least likely to be received by the investors of the credit card receivable-backed securities during the lockout period?

选项:

A.

Finance charges

B.

Fees

C.

Principal

解释:

C is correct.

For credit card receivable-backed securities, if the loans are in the lockout period, the cash flows paid out to security holders are based only on finance charges and fees.

老师,意思是不是说在the lockout period期间,credit card receivable-backed securities 的投资人只收到利息,这个利息是由charge罚款和其他fee构成的?

1 个答案

吴昊_品职助教 · 2020年03月22日

在锁定期内,ABS投资者的现金流只有罚款和卡费。锁定期过去之后,才会有一个本金的归还。这是一个基本结论,具体可以参考基础班讲义P271。