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红豆生南国 · 2020年03月21日

问一道题:NO.PZ2016031001000106

问题如下:

Which of the following best describes the cash flow that owners of credit card receivable asset-backed securities receive during the lockout period?

选项:

A.

No cash flow

B.

Only principal payments collected

C.

Only finance charges collected and fees

解释:

C is correct.

During the lockout period, the cash flow that is paid out to owners of credit card receivable asset backed securities is based only on finance charges collected and fees.

老师 可以翻译一下这道题目吗?

1 个答案

吴昊_品职助教 · 2020年03月21日

在锁定期内,ABS投资者的现金流只有罚款和卡费。锁定期过去之后,才会有一个本金的归还。这是一个基本结论,具体可以参考基础班讲义P271。