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awen · 2020年02月25日

问一道题：NO.PZ201704060100000308

  1. CFA III
  2. 个人IPS

* 问题详情，请 查看题干

问题如下：

Which of Smith’s recommendations regarding the Barksdales’ investment portfolio is/are correct?

选项：

A.

Recommendation 1 only

B.

Recommendation 2 only

C.

Both Recommendation 1 and Recommendation 2

解释：

C is correct.

People with higher risk and potential volatility in income (human capital) should take on lower risk in their investment portfolios. Adrian’s income is more than two-thirds of the household total and is somewhat volatile because of cyclical demand for his employer’s product. Additionally, because income is tied to a particular industry or sector, the Barksdales should underweight securities having a high correlation with bauxite demand.

The portfolio should have lower risk than a portfolio for similar investors in the same lifestyle stage.为什么正确？

这里的similar investors难道不是也从事相似职业吗？

in the same lifestyle stage.伴随着生活开支差不多的生活方式

那为什么主人公一家的投资组合需要更低的风险呢？

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已采纳答案

carolllll · 2020年02月26日

嗨，爱思考的PZer你好：


同学你好，

这个主要是因为Adrian支撑着大部分家庭的income，如果anthing happens to Adrian，那么这个portfolio 的income就会特别重要，再加上本来Adrian的income就随着周期所变动，所以其实这个portfolio的income对于这个家庭是非常重要的，因此这个portfolio不能太risky。

 

希望对你有帮助～


-------------------------------
努力的时光都是限量版，加油！


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