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Lucrecia1004 · 2020年02月08日

问一道题:NO.PZ201511190100000401

* 问题详情,请 查看题干

问题如下:

When advising his clients, Wang is least likely to:

选项:

A.

educate Perez on the benefits on portfolio diversification.

B.

limit Johnson’s role in the investment decision-making process.

C.

provide Patel with details like standard deviations and Sharpe ratios.

解释:

C is correct.

This would not be an effective way to advise Patel. Given Patel’s information, he is likely to be more receptive to “big picture” advice that does not dwell on details like standard deviations and Sharpe ratios. He is emotionally biased and providing excessive cognitive detail will lose his attention. He needs to be convinced of his advisor’s general philosophy first and then, as trust is gained, he will respond to advice and take action. (Patel is a Passive Preserver.)

老师你好,请问B选项为什么不对?题干中给出Johnson是一个有投资管理经验的人,所以limit他的投资过程不是很不合理吗?记得李老师说过要顺应客户的性格来做投资

1 个答案

企鹅_品职助教 · 2020年02月11日

嗨,从没放弃的小努力你好:


Johnson属于AA,虽然他不喜欢被限制,但是如果放任这样的投资者自己做决定,造成了损失就是基金经理失职了。所以最好的做法是限制他的决定,自己来take control of the situation。

因为AA不喜欢听别人的建议,所以教育他们的时候从话术上或对待方式上要捧着他们顺着他们,但是不代表放任他们的决策。

 


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努力的时光都是限量版,加油!


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