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次第花开 · 2020年01月05日

问一道题:NO.PZ201511200300003101

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问题如下:

Based on Exhibit 1, which of the following items is Açor most likely to include in the section of the IPS she is drafting for Njau?

选项:

A.

Moderate risk tolerance

B.

40% allocation to equities

C.

$500,000 charitable pledge in 15 years

解释:

C is correct. Açor is preparing a draft of the investment objectives section of an IPS for Njau. Investment objectives include identifying funding needs and goals for the portfolio. So, Açor should include the $500,000 charitable pledge to Udhamini in 15 years in the investment objectives section of the IPS. Njau’s goal is specific and is an important part of the investment objectives that will drive the preparation of the remainder of the IPS and the execution of the investment strategy.

老师,在IPS准备的过程中,不是包括了三个部分(客户信息,客户目标,客户风险),A不是对应客户风险么,B的asset allocation 没有对应的部分。谢谢

1 个答案

包包_品职助教 · 2020年01月06日

这道题说:Açor is preparing a draft of the investment objectives section of an IPS for Njau. Investment objectives include identifying funding needs and goals for the portfolio. 所以它准备的是IPS的目标部分。这三个选项中只有C选项:$500,000 charitable pledge in 15 years 属于投资目标。

另外40% allocation to equities就是说资产配置。因为资产配置就是指大类资产的一个分配比例,比如股票投多少,债券投多少,房地产投多少等