3:33 · 2019年12月08日
问题如下：
The stated annual interest rate for a financial product is 6%. What will the value be in three years later if 1 million dollars is invested today, assuming the compounded monthly?
选项：
A.$1,015,100
B.$1,191,000
C.$1,196,680
解释：
C is correct. The value of $1million after three years is: $1000000*(1+6%/12)12*3=$1,196,680.
为什么这道题不需要将名义利率6%转换成EAR即6.1678%来计算，而是简单将6%/12来计算？
NO.PZ2018062016000004问题如下The stateannuinterest rate for a financiprois 6%. Whwill the value in three years later if 1 million llars is investetoy, assuming the compounmonthly? A.$1,015,100 $1,191,000 C.$1,196,680 C is correct. The value of $1million after three years is: $1000000*(1+6%/12)12*3=$1,196,680.这道题我用计算器调成BGN模式的计算结果，和后付年金计算结果一样，无论怎么调计算器，都是同一个数，请问是什么原因呢
NO.PZ2018062016000004 这道题目是BGN的关键是不是就是toy这个词，如果是EN话，一般题目会怎么说？
为什么按计算器，pv=1000000，i/y=6%/12，n=36，pmt=0，cpt fv 算不出答案嘞？！谢谢老师
为什么这道题目的rate是按照月份来计算呢？
