问题如下图：
选项：
A. 
B. 
C. 
解释：
PV foundation为啥属于负债？
NO.PZ2018110601000001 问题如下 The White hinvestment portfolio consisting of $500,000 in equities an$330,000 in fixeincome procts. The White also own a resinvalue$350,000, which inclus $175,000 in mortgage bt. It is estimateththe pre-retirement earnings in this family have a totpresent value of $980,000, anthe future expecteconsumption have a totpresent value of $870,000. The White plans to funtheir chilen’s college tuition fee of $150,000 present value. They also express the sire to funa family fountion in 25 years, whihestimatepresent value of $600,000. Use the information above to prepare economic balansheet for the White. The economic net worth is: $365,000 $1,005,000 $2,280,000 A is correct. 考点：economic balansheet 解析：economic balansheet不仅包含了传统的资产和负债，还包含了extenassets & liabilities，例如养老金、未来消费的现值。 Total economic assets=equity + fixeincome + resin+ PV (pre-retirement earnings)= $500,000+$330,000+$350,000+$980,000=$2,160,000 Total economic liabilities = mortgage + PV (consumption)+ PV (tuition fee)+ PV (fountion)= $175,000+ $870,000 +$150,000 +$600,000=$1,795,000 所以economic net worth= Toteconomic assets- Toteconomic liabilities=$2,160,000-$1,795,000= $365,000 They also express the sire to funa family fountion in 25 years, 这里的family fountion怎么理解，是负债嘛
NO.PZ2018110601000001 问题如下 The White hinvestment portfolio consisting of $500,000 in equities an$330,000 in fixeincome procts. The White also own a resinvalue$350,000, which inclus $175,000 in mortgage bt. It is estimateththe pre-retirement earnings in this family have a totpresent value of $980,000, anthe future expecteconsumption have a totpresent value of $870,000. The White plans to funtheir chilen’s college tuition fee of $150,000 present value. They also express the sire to funa family fountion in 25 years, whihestimatepresent value of $600,000. Use the information above to prepare economic balansheet for the White. The economic net worth is: $365,000 $1,005,000 $2,280,000 A is correct. 考点：economic balansheet 解析：economic balansheet不仅包含了传统的资产和负债，还包含了extenassets & liabilities，例如养老金、未来消费的现值。 Total economic assets=equity + fixeincome + resin+ PV (pre-retirement earnings)= $500,000+$330,000+$350,000+$980,000=$2,160,000 Total economic liabilities = mortgage + PV (consumption)+ PV (tuition fee)+ PV (fountion)= $175,000+ $870,000 +$150,000 +$600,000=$1,795,000 所以economic net worth= Toteconomic assets- Toteconomic liabilities=$2,160,000-$1,795,000= $365,000 为什么说构建家庭基金是负债端呢？
NO.PZ2018110601000001 $1,005,000 $2,280,000 A is correct. 考点economic balansheet 解析economic balansheet不仅包含了传统的资产和负债，还包含了extenassets & liabilities，例如养老金、未来消费的现值。 Toteconomic assets=equity + fixeincome + resin+ PV (pre-retirement earnings)= $500,000+$330,000+$350,000+$980,000=$2,160,000 Toteconomic liabilities = mortgage + PV (consumption)+ PV (tuition fee)+ PV (fountion)= $175,000+ $870,000 +$150,000 +$600,000=$1,795,000 所以economic net worth= Toteconomic assets- Toteconomic liabilities=$2,160,000-$1,795,000= $365,000 这里面的350包含175的房贷，那么是不是应该175作为资产（除去房贷的资产）、175作为负债（贷款）
$1,005,000 $2,280,000 A is correct. 考点economic balansheet 解析economic balansheet不仅包含了传统的资产和负债，还包含了extenassets & liabilities，例如养老金、未来消费的现值。 Toteconomic assets=equity + fixeincome + resin+ PV (pre-retirement earnings)= $500,000+$330,000+$350,000+$980,000=$2,160,000 Toteconomic liabilities = mortgage + PV (consumption)+ PV (tuition fee)+ PV (fountion)= $175,000+ $870,000 +$150,000 +$600,000=$1,795,000 所以economic net worth= Toteconomic assets- Toteconomic liabilities=$2,160,000-$1,795,000= $365,000 net worth和net wealth有什么区别。。。
$1,005,000 $2,280,000 A is correct. 考点economic balansheet 解析economic balansheet不仅包含了传统的资产和负债，还包含了extenassets & liabilities，例如养老金、未来消费的现值。 Toteconomic assets=equity + fixeincome + resin+ PV (pre-retirement earnings)= $500,000+$330,000+$350,000+$980,000=$2,160,000 Toteconomic liabilities = mortgage + PV (consumption)+ PV (tuition fee)+ PV (fountion)= $175,000+ $870,000 +$150,000 +$600,000=$1,795,000 所以economic net worth= Toteconomic assets- Toteconomic liabilities=$2,160,000-$1,795,000= $365,000 请问net worth 不是只计算trationasset和liability的值吗？
