问题如下图：
选项：
A. 
B. 
C. 
解释：
请问，财富水平低的没有任性的资本，应该多进行教育，但怎么说明对他们的教育更有效？
NO.PZ2018091702000017 Herman. rcy. B is correct. 考点财富水平与行为偏差对投资组合偏离程度的表格 解析Ecation对偏cognitive bias和财富水平低（high SLR）的投资者更有效。在三人中，除了rcy的财富水平已知且属于高水平，另两位未知。因此我们只能从bias入手， Herman的cognitive bias最明显最多，所以B最合适。 FABIAN是II还是AA？
Herman, 48 years ol is a musician.He is a passive investor who is careful in the investment. Hermoverestimates his risk toleranwhile shows a low risk tolerance, he exhibits framing bias, availability bianconservative bias. Fabiis a businessman46 years ol He hinpennt ia aninvestment with significant financileverage. His investment portfolio is managehimself, analmost 80% stocks are investein financisector. Fabiis confint about his investment anexhibits a high level of risk tolerance. He exhibits loss aversion bias, overconfinbianillusion of control bias. ris 65 years ol he hsignificant wealth because of a successful family business. ris very cautious about the future anworries about his assets. He hlow risk toleranbut will take aices from experts. rexhibits status quo bias, regret-aversion bianenwment bias. Regarng three clients’ fferent characteristics, ecation works most effectively for: Fabian. Herman. rcy. B is correct. 考点财富水平与行为偏差对投资组合偏离程度的表格 解析Ecation对偏cognitive bias和财富水平低（high SLR）的投资者更有效。在三人中，除了rcy的财富水平已知且属于高水平，另两位未知。因此我们只能从bias入手， Herman的cognitive bias最明显最多，所以B最合适。 请问这道题如果从FF和PP的角度去看的话，PP和AA不是emotional的吗，而FF和II是cognitive的，这样的话rcy是FF，所以应该是cognitive，所以应是可以被ecate的呀。谢谢。
1.F cognitive多，为啥不能教育？2.有钱+风险承受能力低，但是愿意听劝，为啥也不教育他？
这道题用考虑投资者是否愿意take aifrom experts吗？rcy相比Herman是不是更愿意接受教育?
