问题如下图：
选项：
A. 
B. 
C. 
D. 
解释：
D为什么不能选，不是说insurance是用于cover extreme loss，且只能理赔20%的extreme loss的吗？
NO.PZ2016072602000012 问题如下 Insuranis effective tool to transfer whiof type of operationrisk? High frequency, low severity Low frequency, high severity Operationlosses whose magnitu is affectethe actions of the company Operationlosses for whiinsurance companies only sell policies with low limits B is correct. The purpose of insuranis to reimburse large losses, or operational risk events with high severity. Answer is incorrebecause this type of morhazarshoulresult in muhigher premiums. 请问什么意思？没看懂这句话
NO.PZ2016072602000012 Low frequency, high severity Operationlosses whose magnitu is affectethe actions of the company Operationlosses for whiinsurancompanies only sell policies with low limits B is correct. The purpose of insuranis to reimburse large losses, or operationrisk events with high severity. Answer is incorrebecause this type of morhazarshoulresult in muhigher premiums. 请问么翻译？
保险不是用于极端损失吗？为什么不选C？低频高损事件不是用capital来cover吗？
