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Pepe · 2019年06月06日

问一道题:NO.PZ2018091702000023

问题如下图:

    

选项:

A.

B.

C.

解释:


老师 您好,关于对不同类型投资人沟通,想展开来问下,对于其他三类投资人该如何沟通呢?特别是 针对其他三类投资人是否应该展示指标分析?我在很多地方有看到,有些对AA也是建议不展示指标分析。

2 个答案

企鹅_品职助教 · 2019年06月07日

所有分析类别的题目都不能从单一的指标来看,要看整体。AA更偏emotional, risk tolerance更高,更overconfidence, 更难教育。II更偏cognitive,risk tolerance比AA低,比较难教育但是还是要教育,比较容易有的bias有availability, conservatism, representativeness.

考试时看整体更像哪一个。

企鹅_品职助教 · 2019年06月07日

active accumulator是最难advise的,所以要take control of the situation, 把他们震慑住。

independent individualist 比较难advise, 但是可以听得进去,所以education is essential, 而且要educate regularly.

friendly follower 愿意听从朋友的建议,不要给他们太多热门的投资建议,因为如果别人赚钱了他们没有赚到会有regret aversion

 

sion · 2019年06月07日

请问能听朋友建议是不是不一定会听分析师的建议?我看经典题有一道类似的,他肯定听朋友建议,但答案最后选他为Active accumulator。按李老师的视频,说independent individualist是连朋友的建议都不会听,所以到底怎么区分?

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