Concern 2My employer projects a slower rate of sales growth in my region; therefore, I am anxious about losing my job
Perrin’s Concern #2 identifies a risk related to:
human capital only.
financial capital only.
both human and financial capital.
C is correct. The projected slowdown in his employer’s sales growth may result in Perrin’s unemployment, indicating that he may be subject to earnings risk. Human capital would be reduced by the loss of future earnings and halt accrual of pension benefits at Perrin’s present employer. Financial capital could also be affected because assets may need to be sold to make up for any loss of income
(Institute 456)
此题答案认为因为可能需要出售资产来弥补收入减少，所以也影响financial capital，按这个逻辑的话所有影响human capital的因素都会同时影响financial capital，是不是就没有单独影响human capital的因素了？
